Health & Supplemental plans | Business
Contact us for more information about; Group Health Insurance, Dental & Vision, Accident, Disability, Medical-Bridge, Cancer, Critical Illness, and life insurance. We will provide you with the details of these great programs.
A Life Insurance Retirement Plan (LIRP) offers a unique blend of life insurance protection and retirement savings, making it a smart choice for securing your financial future. With a LIRP, you can enjoy tax-advantaged savings growth, ensure a legacy for your loved ones, and access your accumulated cash value for retirement income. It’s a flexible, powerful tool that safeguards your family’s financial well-being and helps you achieve a comfortable, worry-free retirement. Start planning today for a secure tomorrow with a Life Insurance Retirement Plan.
LIRP BENEFITS
These are some of the benefits of having a LIRP
Index Universal Life, the all-inclusive life plan.
Pays when you die.
Covers you in the Chronic/Critical/Injury event.
Tax-free so you can recover and not be financially destitute.
Builds a “savings account” inside the policy, at 7.2% to 13.5%+ based on the Index.
You do not need to be 59 ½ to use YOUR money.
You NEVER pay tax when you use YOUR money.
401K
The 401K will give me some “free money” now and defer my tax, but it won’t give me:
Life insurance
Living benefits
7.25% -13.5%+ cash value – Tax-free
3 Reasons why
Life Insurance You Don’t Have to Die to Reap the Benefits
More Like leasing the place
Covers the need with a level term: 10, 15, 20, and 35+ YEARS
Can become a permanent IUL after year one, with no health exam.
Buying the house
Builds Equity “cash value”
Guaranteed Level Premium
Guaranteed Death Benefits Protection
LIVING BENEFITS
Critical Rider: Heart Attack, Stroke, Cancer, Coma, Etc., Etc.
Chronic Rider: When one cannot perform 2 of ADLs (activities of daily life) or dementia
Terminal Rider up to 24 months (note)
Injury Rider
PERMANENT LIFE INSURANCE
TERM LIFE INSURANCE
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